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Cases in the Aghalee area
Cases in the Aghalee area
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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.
Independent Financial Advisers - IFAs Lisburn
Leeburn Financial Planning (NI) Limited
Bachelors Walk, Lisburn BT28 1XN, UK – 028 9266 0661
My wife and I first met with Leeburn Financial Planning about 3 years ago, as we had been putting off sorting out our finances for some time. We had a number of investments as well as our pensions which we wanted advice on and I’m pleased to say that 3 years down the road, we are already in a much more positive position and more relaxed about the future. I’d have no hesitation recommending them to others.
AKFP Group
Building 2, The Sidings, Antrim Road, Lisburn BT28 3AJ, UK – 028 9260 3175
Great team. Accessible, knowledgeable and very friendly. And great results!!!!!
Roger and his team at AKFP are the real deal. Trustworthy, innovative, personable and professional. I loved the way they started with me and what I wanted to get out of life, rather than just talk about investing my money in some fund. Then they used the information I gave them to build an investment strategy that would meet my demands for the rest of my life. Sounds obvious really but in my experience other advisors don't take this level of interest in what you want your investments to do for you. I'm not sure if AKFP are the only firm to take this type of personal approach but it certainly feels like a unique and special service I have received.
Fairstone Financial Management (NI)
Lisburn BT28 2GN, UK – 028 9260 5088
Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Lisburn.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.
Crowd Funding and Business Loans
We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.
First Trust Bank
34-36 Market Square, Lisburn BT28 1AG, UK – 0345 600 5925
I like this bank, centrally situated, convenient to Bow Street and Market square. It has managed to avoid the financial inconveniences which upset customers of another bank not too far away ! On a more quirky note, it has a cool logo on its ATM cards !
Friendly staff
Ulster Bank
18 Bow St, Lisburn BT28 1BN, UK – 0345 948 2222
Good bank usually very quick if trying to deposit money.
Great Bank. Pleasant and cooperative staff.
Banks
Halifax
2-4 Bow St, Lisburn BT28 1RE, UK – 028 9253 0007
Great staff, really helpful... depending if it's busy the queue can be abit of a wait.
Fast efficient service.
Santander
22 Bow St, Lisburn BT28 1BN, UK – 0845 765 4321
Saved here since a child. Always had great service and advice
Danske Bank
62-66 Bow St, Lisburn BT28 1YS, UK – 028 9004 5160
Somewhat level entrance, on a bit of a slope. Internal ramp slightly steep. Medium thickness carpet. Meeting areas are fixed booths so wheelchair user has to stay at the end which may be a privacy issue for some.
Very helpful one or two little blips !!
Building Societies
Progressive Building Society
3 Market Pl, Lisburn BT28 1AN, UK – 028 9260 2802
Nationwide
15 Bow St, Lisburn BT28 1EL, UK – 0800 554 0943
Mortgage Brokers
Mortgage Choice
23 Antrim St, Lisburn BT28 1AU, UK – 028 9267 8010
Very friendly family run business - worth checking out if you need a mortgage
Mortgage Shop The
17 Bow St, Lisburn BT28 1BJ, UK – 028 9266 4123
First-class service no nonsense approach and very informative about the best lenders rates etc would highly recommend to all. Thanks Phil and team
Nice and professional service.👍
One Stop Mortgage Shop
7 Bow St, Lisburn BT28 1AW, UK – 028 9260 3131
Gerard, you are the BEST! I am glad I have listened to my friend telling me about One Stop Mortgage Shop and that I must speak to Gerard," he is a friendly guy and will do the job for you" she said. And he did! We can't thank you enough for helping us buy our first home. All the best!
Mortgage Brokers - Key Questions
How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Lisburn.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Aghalee that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Lisburn.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Aghalee that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Mortgages
David Adams: Mortgage Advice Bureau
66 Antrim St, Lisburn BT28 1AU, UK – 07747 033334
Very pleased with my interaction - friendly and professional - thanks.
Select Mortgage & Financial Solutions Ltd
Unit 501, Lisburn Enterprise Centre, Enterprise Cres, Lisburn BT28 2BP, UK – 028 9262 9603
Mortgage Broker NI
19 Enterprise House, Lisburn Enterprise Centre, Lisburn BT28 2BP, UK – 028 9278 9102